Program Name: {This is what a user can expect by opting in}
Effective Date: July 11, 2025
Welcome to . By using our services or opting in to receive communication from us, you agree to the following terms:
1. Service Overview
offers life insurance consultations, needs assessments, and support services to help individuals and families protect their financial futures.
If you have any questions about our services, call or text or email .
2. Communication Consent
By opting in, you consent to receive SMS messages, phone calls, and emails from related to your insurance needs, appointments, and educational updates.
If you have questions about communications or opt-out options, call or email
3. SMS Program Disclosure
{Insert program description here; a brief description of the types of messages users can expect upon opting in.}
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to or call .
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy: [Insert Privacy Policy Link]
4. No Guarantee of Coverage
We help you explore life insurance options through trusted carriers. However, coverage is not guaranteed. Final approval is determined solely by the carrier’s underwriting.
For any clarification, reach out to us at or .
5. No Affiliates or Third-Party Sharing
does not have affiliates and does not share, sell, or trade your personal information with third parties except as necessary to assist you in applying for life insurance coverage.
For any questions about our business relationships, contact or
6. Accuracy of Information
You are responsible for providing complete and accurate information. Inaccuracies may impact your eligibility or policy outcome.
Questions about your application? Call or text or email .
7. Not Financial or Legal Advice
We offer insurance guidance only. For tax, legal, or investment advice, you should consult with the appropriate licensed professionals.
Have questions about what we can or cannot advise on? Contact us at or .
8. Updates to These Terms
We may update these Terms of Service periodically. Your continued use of our services constitutes acceptance of any changes.
You may request a current copy by contacting us at or .
9. Also Please see below
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to or by calling
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy: https://pathwaylifegroup.com/privacy-policy